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Business Insurances

Business Insurance-min

Professional benefits programme, specially negotiated for IoD members

Get the right protection for your business needs.

Hiscox specialise in providing business insurance tailored to the needs of over 200,000 businesses in the UK.

Why choose Business insurance provided by Hiscox?

  • Five per cent discount on Hiscox’s standard rates (subject to underwriting criteria)*
  • 0 per cent interest on monthly Direct Debits
  • Immediate coverage and documentation
  • No administration fees if you amend your policy

Choose from a range of insurances, including:

Professional Indemnity 

Protection for claims brought against you by clients due to a problem with work you've done for them.

More on Professional Indemnity Insurance


Flexible policies that you can enhance with cover for portable equipment, business interruption and buildings damage.

More on Office Insurance

Cyber and Data Risks 

Protects your business if it experiences a data breach or is the subject of an attack by a malicious hacker that affects its computer systems. 

More on Cyber and Data Risks Insurance

Get a free cyber maturity assessment using the Hiscox Cyber Maturity Model

Compare your performance against 6,000 other companies by country, size of business, or industry. Cyber risk is manageable, but you have to take the time to understand and actually manage your risk.

Free Cyber Maturity Assessment

Other policies available:

Public Liability Insurance

Employers' Liability Insurance

Personal Accident Insurance


*Any discount is only applicable to policies introduced via the Institute of Directors, whether existing or new, but could not be applied to policies that are being managed by an alternative third party such as an insurance broker.
Terms and conditions apply. For full terms and conditions see
The Institute of Directors is an Introducer Appointed Representative of Hiscox Underwriting Limited which is authorised and regulated by the Financial Conduct Authority. For UK businesses only.