Public and products liability insurance

Can be beneficial if you have customers or clients who visit your work or home, or if you visit their premises to conduct business
This offer is part of the Professional Benefits Programme

Public liability insurance could be beneficial if a third-party claims for injury or their property has been damaged as a result of your actions.

If you have customers or clients who visit your work or home, or if you visit their premises to conduct business, public liability insurance can be an important consideration as it can help to protect your business against unforeseen costs such as compensation and legal defence. For example, if a client tripped and fell at your office while visiting you for a meeting, they could make a claim. Or, if you were a tradesperson and you accidentally broke a client’s window, they might claim against your public liability insurance.

Products liability insurance is normally included as part of this cover and can help protect you and your business if you are subject to a claim relating to a product you supply, maintain or sell.

Why choose public and products liability Insurance provided by Hiscox?

  • Save 12.5% on Hiscox’s standard rates for the lifetime of your policy (T&Cs apply. Subject to underwriting criteria.)*
  • Specialist knowledge – Hiscox offers industry-specific policies to suit the risks you face.
  • Flexible policies – select from a range of cover levels to get the protection you need.
  • 0% interest on Direct Debits.
  • No administration fees – amend your policy as your needs change.
  • Get a quote in minutes – online or by phone.

Find out more

To find out more and get a quote, use our exclusive link or phone 0800 280 0354 (Mon-Fri, 9am-5pm, excluding bank holidays). Be sure to use your membership number to apply for the discount.

*Any discount is only applicable to policies introduced via the Institute of Directors, whether existing or new, but could not be applied to policies that are being managed by an alternative third party such as an insurance broker.

Discount available for the lifetime of your policy applies on renewals while the Institute of Directors remains an Introducer Appointed Representative of Hiscox Underwriting Ltd.

Terms and conditions apply. For full terms and conditions see hiscox.co.uk/IoD/business-insurance.

The Institute of Directors is an Introducer Appointed Representative of Hiscox Underwriting Ltd. who is authorised and regulated by the Financial Conduct Authority. For UK businesses only.

IoD Professional Benefits Programme

We offer a range of essential products and services specially negotiated for our members. Click the links here to see your benefits and exclusive discounts.

Internet Explorer
Your web browser is out of date and is not supported by the IoD website. It is important to update your browser for increased security and a better web experience.