Employers’ liability insurance
As an employer, the health and safety of your employees is your responsibility while they are at work. By having employers’ liability insurance in place, it can help protect you against legal or compensation costs if an employee becomes injured or ill as a result of the work they are doing for you and decides to make a claim. This could also apply to volunteers, interns, work experience and freelancers under your supervision.
Employers’ liability is often a legal requirement and businesses can face a fine if they don’t have the right insurance in place. Some examples of circumstances you may need cover for include an employee suffering an injury caused by slipping on a wet floor or tripping on an object, or if an employee becomes sick or contracts an illness as a result of the work they are doing.
Why choose employers’ liability Insurance provided by Hiscox?
- Save 12.5% on Hiscox’s standard rates for the lifetime of your policy (T&Cs apply. Subject to underwriting criteria.)*
- Specialist knowledge – Hiscox offers industry-specific policies to suit the risks you face.
- Flexible policies – select from a range of cover levels to get the protection you need.
- 0% interest on Direct Debits.
- No administration fees – amend your policy as your needs change.
- Get a quote in minutes – online or by phone.
Find out more
To find out more and get a quote, use our exclusive link or phone 0800 280 0354 (Mon-Fri, 9am-5pm, excluding bank holidays). Be sure to use your membership number to apply for the discount.
*Any discount is only applicable to policies introduced via the Institute of Directors, whether existing or new, but could not be applied to policies that are being managed by an alternative third party such as an insurance broker.
Discount available for the lifetime of your policy applies on renewals while the Institute of Directors remains an Introducer Appointed Representative of Hiscox Underwriting Ltd.
Terms and conditions apply. For full terms and conditions see hiscox.co.uk/IoD/business-insurance.
The Institute of Directors is an Introducer Appointed Representative of Hiscox Underwriting Ltd. who is authorised and regulated by the Financial Conduct Authority. For UK businesses only.