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Branch Event

Answering the Demand for Responsible Finance

20 Sep 2021
Online webinar, Online

As the drive for business leaders to have ESG at the heart of their business intensifies, how do businesses find the responsible lenders that will both help them grow their business, but also support their employees, the planet and society. This session focuses on how providers are meeting the increased appetite for more responsible and sustainable finance.

As we move into the recovery for SMEs, one of the key parts of that recovery will be building back a stronger more resilient business that has strong ESG principles at the heart.

Which is why we will be joined by a panel whose companies are at the forefront of the move towards responsible lending, providing a variety of new lending options that puts inclusion, community, and climate at the heart of their approval criteria.  We’ll be discussing what’s driving their focus on responsible lending; the obstacles to and opportunities for wider adoption and their views on what it’s going to take to create real and sustainable change.

Key details

Date & time: 20 Sep 2021 18:00 - 19:00
Location: Online webinar, Online
CPD Hours:

Prices from

No Charge.

Event manager:
Member Relationship Manager Shak Hakim
Contact phone:
020 8142 8835
Contact email:


Kirsty Maxey, Chair - Financial Services Special Interest Group

The session and panel will be led by Kirsty Maxey, Chair of the IoD Financial Services Specialist Interest Group. Kirsty will be joined by a team of experts across the lending spectrum.

Graeme Sands, Head of Business Products & Lending, Virgin Money

Graeme is responsible for larger SMEs, smaller corporates and ambitious fast-growing businesses as well as the banking products that support them and the customer economics behind it all.

Graeme joined Clydesdale Bank in 2006, focusing mainly on debt funding larger TMT transactions and going on to develop and run the bank’s venture debt offering, Growth Finance, in 2010.
Graeme trained as a CA with PwC; then worked in their M&A practice focusing almost exclusively on the technology sector. That took him to a new role as CFO for a VC funded fintech business and then to GM of a larger software business before he entered the world of banking.  He remains a Non-Executive Director in the fintech business which keeps him connected to the real-world issues impacting businesses in the UK today.

Chris Gardener, Founder & Joint Managing Director, Atelier

Atelier offers a bespoke short-term lending solution for professional property investors. Chris has extensive experience across UK financial services. To date, he has built a leading mortgage intermediary business, which exited to a major Wall Street Bank, held a strategic mortgage role in a high street lender, and delivered the infrastructure to launch a challenger bank. Chris consults regularly, is an adviser to a leading mortgage fintech and is an elected Fellow of the London Institute of Banking. He also holds a Masters with Distinction in Financial Services Management, majoring in Risk & Compliance.

Peter Udale, Director at Responsible Finance

Peter is an entrepreneur with a background in finance, business planning and risk management. Peter established his own investment and advisory business in 1994 providing both start-up and development services to a range of international companies.

Peter has a long-standing interest in the responsible finance sector and start-ups in general. He was a member of the lending panel for the Fredericks Foundation in Gloucestershire – an organisation committed to providing start-up and development finance to entrepreneurs from disadvantaged backgrounds. He joined the board of Responsible Finance in 2020 and has worked to build support for the sector both in and out of Parliament.

He is currently a mentor to a number of tech start-ups at Imperial College, London.



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