Director risk

An essential guide to the biggest business risks

Help your business run like clockwork

This video provides a summary of the 6 biggest risks your businesses faces (Cybercrime, Cash Flow, Employment, Reputation, Intellectual Property, Bricks and Mortar) and valuable tips for mitigating your exposure to each of them.

From looking after your cashflow to hiring new employees and expanding into different markets, risk and reward are inextricably linked and being aware of where these challenges lie can help you avoid potential problems in future. Pitfalls present themselves in various forms, did you know that over half of the SME’s polled in 2019 by Hiscox suffered a form of cyber attack in the past 12 months?


We work with Hiscox, who offer a wide range of policies to protect your business – including directors’ and officers’professional indemnitycyber and data risks, and office cover. As an IoD member, you benefit from a 12.5% discount* on their standard rates for the life of your policy.

Hiscox wants to help your small business thrive. Their blog articles will contain lots of useful information relevant to your growing business. But these articles do not constitute professional advice and must not be construed nor relied upon as such. To find out more on a subject we cover here, please seek professional assistance, specific to your circumstances.

*Any discount is only applicable to policies introduced via the Institute of Directors, whether existing or new, but could not be applied to policies that are being managed by an alternative third party such as an insurance broker.

Discount available for the lifetime of your policy applies on renewals while the Institute of Directors remains an Introducer Appointed Representative of Hiscox Underwriting Ltd.

Terms and conditions apply. For full terms and conditions see

The Institute of Directors is an Introducer Appointed Representative of Hiscox Underwriting Ltd. who is authorised and regulated by the Financial Conduct Authority. For UK businesses only.

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