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Directors Liability Insurances

Signing director liability insurance

Preferred programme, specially negotiated for IoD members

The IoD recommends that all directors are insured against the risks that they could personally face in director-level roles.

Even decisions made with the best of intentions can be scrutinised. Legal actions and investigations that allege director misconduct cannot be ignored, and defending them to prove innocence can be extremely time-consuming and costly.

Quantum Underwriting Solutions provides IoD members with advice and market-leading policies from Chubb Insurance, one of the most respected financial lines insurers in the world. Policies also available for non-members (premiums differ).

Corporate Directors Liability Insurance

Suitable for purchase by companies, LLPs, most forms of charities and trusts, to protect all directors and certain qualifying senior employees on a blanket basis. Acts as a first line of defence and can also cover subsidiary companies and their directors.

  • Minimum five per cent discount (most policies, with £1m of cover cost from just £525 per annum)
  • Shareholder/stakeholder actions covered
  • Employee litigation covered
  • Supplier/customer actions covered
  • Regulatory investigations (HMRC, HSE, OFT etc.)
  • Immediate cover available

Arrange a corporate policy and receive a free copy of the Director's Handbook (RRP £25).

Instant online quote
Just enter your company reg. no.

What are your duties and liabilities as a director? This short video sorts out the facts from the fiction

Individual Directors Liability Insurance

Suitable for purchase by individuals, providing a final layer of protection and necessary if your company is unable to fund a defence or if the action is brought by the employer itself.

  • Up to 35 per cent discount (premiums start from just £32.23 per month for £1m of cover, protecting you and only you)
  • Policy suitable for directorships of private limited companies, some public limited companies, LLPs and most not-for-profit organisations
  • All costs are tax deductible, or your organisation can pay the premium on your behalf without personal tax liability

See premiums and apply online

Acceptance is subject to satisfactory underwriting criteria. Policies are subject terms and conditions. Copies are available upon request Quantum Underwriting Solutions Plc has been appointed by the IoD to deliver market leading Director's Liability insurance products, underwritten by Chubb Insurance, for IoD members. The IoD is an Introducer Appointed representative of Insurance Acquisition Holdings, which is registered and authorised by the Financial Conduct Authority. Full details are available at