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Home and Contents Insurance

Home & Contents-min637564925208774226

Professional benefits programme, specially negotiated for IoD members

Be confident with home insurance cover from Hiscox.

Unlike many standard insurers, Hiscox provide specialist insurance for special homes, where peace of mind is priceless. Hiscox deliver a market leading claims service, comprehensive product and proposition particularly suitable for those with higher market value properties and possessions. 

Find out more

Why choose Home and Contents Insurance provided by Hiscox?

  • IoD members save 12.5 per cent on Hiscox’s standard rates (subject to underwriting criteria)*
  • Nine out of 10 customers are very satisfied with the claims experience at Hiscox**
  • Individual items or sets under £15,000 are covered as standard – you don’t need to list them or buy separate cover
  • No need to buy separate policies for your possessions as Hiscox Home Insurance provides cover for art, collections, jewellery and high value bikes
  • High quality cover for your second and third UK homes available
  • Comprehensive cover for home building works available as an extension to your main policy
  • Could save with a 25 per cent no claims discount when you switch to Hiscox*
  • Personal Cyber Insurance can now be added to a new or existing policy, to protect your household against cyber fraud, your personal information being lost or misused, or your identity being stolen and includes household security solution Dynarisk Ultimate
0800 840 2331

Get an online quote

Not an IoD member? Save 5%*

If you are unsure as to whether or not Hiscox will be able to provide a quote for your home and/or contents due to any particular reason, why not give them a call first to discuss your options.

In some instances members may be better suited to find alternative insurances more appropriate to your needs i.e. for properties with a rebuild value under £250k, but Hiscox are always happy to discuss what options there are to find a solution for you.

Tell us your renewal date to be contacted at the right time

*Any discount is only applicable to policies introduced via the Institute of Directors, whether existing or new, but could not be applied to policies that are being managed by an alternative third party such as an insurance broker.
**Source: Watermelon research, 362 respondents (Jan 2018 - Aug 2018).

Terms and conditions apply. For full terms and conditions see
The Institute of Directors is an Introducer Appointed Representative of Hiscox Underwriting Ltd., which is authorised and regulated by the Financial Conduct Authority. For UK residents only. 

What do I need to know to obtain a quote?

  • The rebuild cost of the property or properties you wish to insure.
  • The value of contents (excluding fixtures and fittings).
  • The value of your jewellery and any specific pairs/sets over £15,000 in value.
  • Details of any claims you have made in the last 5 years.