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Business Insurances


Preferred programme, specially negotiated for IoD members

Hiscox specialise in providing business insurance tailored to the needs of over 200,000 businesses in the UK.

IoD member benefits include:

  • 5% discount on Hiscox’s standard rates (subject to underwriting criteria)*
  • 0% per cent interest on monthly Direct Debits
  • Immediate coverage and documentation
  • No administration fees if you amend your policy

Choose from a range of insurances, including:

Professional Indemnity 

Protection for claims brought against you by clients due to a problem with work you've done for them.

More on Professional Indemnity Insurance


Flexible policies that you can enhance with cover for portable equipment, business interruption and buildings damage.

More on Office Insurance

Cyber and Data Risks 

Protects your business if it experiences a data breach or is the subject of an attack by a malicious hacker that affects its computer systems. 

More on Cyber and Data Risks Insurance

Other policies available:

Public Liability Insurance

Employers' Liability Insurance

Personal Accident Insurance


Tell us your renewal date to be contacted at the right time

*Any discount is only applicable to policies introduced via the partner, whether existing or new, but could not be applied to policies that are being managed by an alternative third party such as an insurance broker.
Terms and conditions apply. For full terms and conditions see
The Institute of Directors is an Introducer Appointed Representative of Hiscox Underwriting Limited which is authorised and regulated by the Financial Conduct Authority. For UK businesses only.